PLAN ANALYSIS
Remember to consider these factors when designing a retirement plan:
- Corporate culture
- Company profitability
- Employee demographics
- Average length of service
- Age/education level of employees
|
- Type of sponsoring organization
- Employee eligibility
- Plan entry dates
- Vesting schedules
|
Plan Design Form
Every organization is unique and there is no "One-Size-Fits-All" retirement plan. At HCS Retirement Services, we work with your specific needs and design a plan that fits your situation and objectives. Simply fill out the Plan Design Form below and email it back to us at nestegg@HCSretirement.com.
Pension Analysis Forms
Having a well designed plan that meets the needs of your business is key to a successful retirement plan. A pension analysis can illustrate various plan designs so you can choose the one that best meets your needs. Fill out the Census Collection Form below and email it back to us nestegg@HCSretirement.com.
What is a Cash Balance Plan?
Have you procrastinated saving for retirement? A cash balance plan is a type of defined benefit plan that allows you to contribute significant amounts when combined with a 401(k) profit sharing plan.
Candidates for Cash Balance Plan?
- Owners wanting to recoup recent 401(k) losses
- Owners who want to save more for retirement
- Owners who are able to make contributions to their retirement plan in excess of
the $49,000 2010 DC limit
- Owners who are at least 45 years+
- Owners with a healthy annual salary (at least $150k or more)
Learn more about Cash Balance Plans >>
Need help with any of these forms? Contact us for a complimentary explanation and tutorial at 801.224.1900 or nestegg@HCSretirement.com.
