TERMS OF USE

Copyright
The contents of this website, including all information, material, software and graphics, are copyrighted by Hawkins Cloward & Simister and HCS Retirement Services and are for informational and non-commercial, or personal use only. All copyright and other proprietary notices contained in the original materials must be retained on any copies of the materials. No graphics contained herein may be used separate from the accompanying text. Unauthorized use of any materials at this site may violate copyright, trademark, and other laws.

Trademarks
Names and logos identifying products of Hawkins Cloward & Simister and HCS Retirement Services are registered trademarks or trademarks of Hawkins Cloward & Simister and HCS Retirement Services. Other product and company names used or mentioned herein are or may be the trademarks of their respective owners.

Disclaimer
This website and all information, material, and software contained herein is provided AS IS without warranty of any kind, either express or implied, including, but limited to, any implied warranty of merchantability or fitness for a particular purpose.

The documents and related graphics published on this server could include technical inaccuracies or typographical errors. Changes are periodically added to the information herein and Hawkins Cloward & Simister and HCS Retirement Services may make improvements or changes in the products and programs described herein at any time. The website may contain hyperlinks to other websites controlled by parties other than Hawkins Cloward & Simister and HCS Retirement Services. Hawkins Cloward & Simister and HCS Retirement Services is not responsible for and does not necessarily endorse the contents of these websites.

Limitation of liability
In no event shall Hawkins Cloward & Simister and HCS Retirement Services be liable for any direct, indirect, special, or consequential damages, or any other damages whatsoever, for any use of or reliance on this website, or any linked or referenced website, including, without limitation, any lost opportunity, lost profits, business interruption, loss of programs or data, even if expressly advised of or otherwise aware of the possibility of such damages, whether in an action of contract, negligence, tort, or otherwise.

Contact us
Hawkins Cloward & Simister and HCS Retirement Services seeks to provide information and services to users of all industries and needs. If you have comments or compliments regarding any part of this website, we welcome your response. Please contact us at 801.224.1900.